Carolina Risk Partners, LLC

Stephen Ellias is the founder of Carolina Risk Partners, an independent commercial insurance agency based in Wake Forest, North Carolina. He helps contractors, construction companies, trades, and established businesses manage complex insurance needs.

After years in the large-agency environment, Stephen founded Carolina Risk Partners to provide a more direct, independent approach. His work includes general liability, workers’ compensation, commercial auto, umbrella and excess liability, property, inland marine, and builders risk.

Stephen works with companies ranging from $1 million to $75 million in annual revenue, helping them compare carrier options, review coverage, meet contract requirements, and build stronger insurance programs.

Stephen is a Commercial Lines Coverage Specialist (CLCS), NC license 20374030. Carolina Risk Partners serves Raleigh, Durham, Cary, Charlotte, Greensboro, and businesses across North Carolina.